1. Complete the application information in detail.
  2. Application must be accompanied by the following (Additional items may be requested). Please note your application cannot be processed without receipt of all requested information.
  • A copy of your current year to date financial statement.
  • Copy of church’s current budget.
  • Copies of last month’s bank statement on all accounts.
  • Last three years of financials including income statements and balance sheets.
  • Copy of Purchase contract, if using funds for a purchase


  1. Documentation: Loan documents acceptable to SWFLJ and as required under applicable state law including, but not limited to, a promissory note.
  2. Hazard and Liability Insurance: Fire and extended coverage and flood insurance (if applicable) will be required on insurable buildings and improvements included in the security property.
  3. Compliance with Zoning and Building Laws: Security property must comply with all applicable zoning and building laws.
  4. Expenses: The church must bear all expenses relative to the loan and its closing. SWFLJ will also charge a fee on each loan.

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